Dual income is something that should not be underestimated. When getting into a relationship, it is more than just companionship and butterflies in your stomach. Don't partner up with, date or marry a lazy mooch. You will never get anywhere. However, teamwork can really improve your lot in life, if your partner has the same mindset.
I’ve heard many people say that they could never move to the South because of low wages. While it is true that wages are lower in some states, the fact of the matter is that you can live a better lifestyle with those lower wages.
Interest rates refer to the cost of borrowing money and is described as the Federal Funds Rate + prime rate for borrowing that money. The prime rate is also known as the rate banks charge a borrower with good credit and financial standing. You can also describe this as the index + the margin. Where the index is equal to the Federal Funds Rate and the prime rate is equal to the margin banks charge to lend their money.